573 Maple St.
Manchester, NH 03104
The state of New Hampshire is one of the few areas in the United States that doesn't have a mandatory minimum car insurance amount. However, the state does require you to pay for damages to property or bodily injuries to the other party if you are at fault for an accident. Paying out-of-pocket can severely affect your savings, you can be taken to court, and a judgment can be placed against you. Therefore, it's in your best interest in New Hampshire to buy insurance from Associated American Insurance in Manchester, NH to ensure you aren't stuck with the expenses in the case of an accident.
Most drivers will purchase insurance for their car, even if it's not mandatory, in order to protect their assets in an accident that they may cause. The types of insurance you will need on your policy include liability, medical payments, and uninsured motorist coverage.
Liability coverage in your auto insurance policy covers costs to another person's property or bodily injuries when you are at fault for an accident. You must maintain a certain amount of liability to comply with the state law. It is important to consider higher limits as many accidents result in high repair and damage costs.
It is important to have coverage for medical payments, and most motorists carry a substantial amount. This portion of your auto insurance policy pays for your injuries in the event of an accident.
Your uninsured motorist coverage matches the same amounts as your liability coverage in all three areas. This will cover your injuries and damages to your property if the other driver has no insurance or not enough to cover your losses.
You can also add collision, comprehensive, towing and labor, and rental reimbursement to your policy in order to be fully covered. At Associated American Insurance, we understand that this can all be confusing, and we are here to help you. You can use our online insurance tool or stop by our office in Manchester, NH to get a quote and find more information on your auto insurance.