Buying a bike? Here’s what you need to know about motorcycle insurance

Owning a motorcycle is an exciting prospect for many people in the Manchester, NH area. If buying a bike is a move that you are considering, talk to Associated American Insurance today. We can give you the information you need to determine which policy is most appropriate for your needs. 

Motorcycle Insurance Overview for NH Residents

New Hampshire does not require motorcycle insurance, however, it is strongly recommended that all motorcycle owners and operators carry at least a basic motorcycle policy. Whether you choose a basic collision policy or opt for comprehensive coverage, you will enjoy the peace of mind that comes with knowing that your bike, your passengers, and yourself are covered. Let’s take a closer look.

  • Collision Insurance – this is what you can consider a basic policy. It will cover damages to your bike in the event of a covered incident, such as an accident. Typically, such a policy covers few damages, with the policyholder picking up any excess damages. 
  • Comprehensive Coverage – as the name suggests, this type of motorcycle insurance is broader and offers more substantial protection. If you want to have coverage for medical expenses, theft, or damage to your vehicle, as well as property damage coverage, ask your agent about the comprehensive coverage options that are available. 

It is important to note that anyone in New Hampshire required to file an SR-22 will have to carry minimum levels of motorcycle insurance. This type of filing will occur if you receive a DUI, accidents, or excess traffic violations. 

Contact Associated American Insurance today to learn more

Manchester, NH residents who are considering buying a bike can find out all about the insurance policy options available by calling or stopping by our office today!